Manage all your healthcare payments and insurance co-pays in one secure digital wallet. Faster billing, simpler settlements, and complete visibility into your healthcare spending across providers.
Everything patients need to manage healthcare payments seamlessly
Secure digital wallet storing insurance cards, payment methods, and identification. Access from any device, store unlimited payment methods, and switch between cards seamlessly during checkout.
Track insurance coverage, co-pay amounts, deductibles, and out-of-pocket maximums in real-time. Automatic estimation of patient responsibility before service delivery. Stores multiple insurance plans for quick access.
Manage HSA, FSA, and HRA accounts within the wallet. Track available balances, pre-tax contributions, and eligible expenses. Automatic deduction from savings accounts before patient funds are charged.
Comprehensive transaction history with detailed receipts, provider information, and payment status. Categorized spending reports by provider type, procedure, or time period. Export statements for personal records.
Single wallet accepted across hospitals, clinics, pharmacies, and independent providers. Works with major healthcare networks and billing systems. Integrated with electronic health record systems for seamless checkout.
Set up automatic payments for regular medical expenses, medications, and subscriptions. Flexible scheduling by date or event. Never miss a payment with configurable reminders and notifications.
Manage healthcare payments for entire family members under single parent account. Separate wallets for each family member while maintaining consolidated billing and reporting capabilities.
Earn points on healthcare spending that can be redeemed for discounts, co-pay credits, or wellness products. Tiered rewards program based on annual spending. Partner programs for additional benefits and savings.
Significant benefits for both patients and healthcare organizations
No more juggling multiple payment cards or insurance papers. One wallet handles all healthcare transactions. Patients see clear itemization of charges and insurance coverage before paying.
Instant payment processing accelerates cash flow for providers. Reduced claim denials from payment method failures. Same-day settlement for many transactions improves provider working capital.
Single dashboard showing all healthcare expenses across providers and time periods. See what you paid, what's pending, and what's still owed. Makes healthcare cost transparency easy.
Bank-level encryption and tokenization protects payment information. Reduced fraud through secure authentication and transaction verification. PCI DSS Level 1 compliant infrastructure.
Easier payment process increases patient payment rates. Better cash flow visibility and faster resolution. Reduced collection costs through automated payment processing.
Frictionless payment experience increases patient satisfaction. Transparent billing reduces confusion and payment disputes. Convenient payment options encourage timely settlements.
Get answers about security, payment methods, insurance integration, and more
Patient wallet funds are secured using industry-leading encryption and security protocols. Funds are stored with FDIC-insured partner banks, protecting your balance up to $250,000. The wallet implements tokenization to ensure payment card numbers are never stored or transmitted in plain text. Two-factor authentication adds an additional security layer. All data transmissions use TLS 1.2+ encryption. Regular security audits and penetration testing ensure ongoing compliance with PCI DSS standards. Unauthorized transactions are monitored and fraud protection is included.
The wallet supports all major payment methods: Visa, Mastercard, American Express, Discover, debit cards, bank account transfers, and Apple Pay/Google Pay. Patients can add multiple cards for flexibility in payment method selection. Healthcare-specific payment options include HSA/FSA debit cards, which are automatically prioritized during checkout when available. International cards are supported. Payment methods can be saved for future transactions or deleted anytime. The system remembers preferred payment methods for faster checkout on repeat visits.
Patients add insurance information to their wallet which is used to calculate co-pays and patient responsibility automatically. The wallet verifies coverage against payer databases in real-time. Deductible and out-of-pocket maximum tracking shows how much the patient has used toward their limits. When multiple insurance plans are present, the system coordinates benefits properly. Insurance cards are digitally stored and can be displayed at provider locations without carrying physical cards. Insurance information updates automatically when plans change or renew annually.
Refunds are processed through the same payment method used for the original transaction. For wallet-to-provider overpayments, requests go to the provider for verification and processing. Most refunds process within 3-5 business days once approved by the provider. The wallet maintains a dispute resolution process for payment discrepancies. Documentation of the transaction is immediately available for refund claims. A dedicated customer support team helps track refund status and resolve any issues. Refund history is recorded in transaction details for personal records.
Join thousands of patients managing their healthcare payments with ease